Auto insurance premiums vary widely from state to state and
even within states. The same person may find swings of as much
as $700 on the cost of an annual policy. Insurance agents are
not legally bound to tell a perspective customer about discounts
which may apply to his/her insurance. There are, however, things
the consumer can do which may lower the price paid for auto
insurance.
Higher deductibles
The single quickest and easiest way to lower your insurance
premium is to raise your premium. Having a $1000 or even a $1500
deductible can lower premiums 15 to 20 percent. If you decide to
go this route, consider putting the money saved the first year
into an account earmarked to pay the deductible should you have
any accident.
Investigate auto records
Your driving record may be unblemished but the record of the
car model you own can also have an affect on your premiums.
Insurance copies compile extensive reports on the way cars
respond in accidents and how popular certain cars are with
thieves. Cars with poor crash test ratings and cars that are
frequently stolen cost more to insure. When buying a new car use
an auto buyer’s guide to compare crash test and theft rankings.
Use the same insurance company
If you have more than one vehicle insure all of them with the
same company. Almost all insurance companies offer multi-car
discounts. Many companies offer further discounts if you use any
other products they offer such as homeowners insurance and life
insurance.
Getting many quotes and comparing them is the best way to check
pricing, coverage and save money.
And, don’t forget, the best way to lower your car insurance
premium is to drive safely.
Please see our recommended sources for insurance quotes from
multiple providers. We have done the research so you don't have
to.
About the Author: Our recommended Insurance Sites
http://www.ezquoteguide.com/car/,
http://www.ezquoteguide.com/health,
http://www.ezquoteguide.com/home/
Source: http://www.isnare.com
